Business Accounts

Business finances that move as fast as you do

Get your Dutch IBAN in hours, not weeks. Pay and get paid instantly. And when you're ready, add bookeeping that actually works with your business. Stop chasing receipts and start running your business.

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Open a Dutch IBAN account in 3 hours

Safe, secure, compliant

Virtual & Physical Mastercards for spend management

Accelerate your business

Money management, simplified

1. IBAN in as little as 3 hours

Complete online verification, receive your Dutch IBAN, and start transacting the same day. No paperwork or appointments required.

1. IBAN in as little as 3 hours

Complete online verification, receive your Dutch IBAN, and start transacting the same day. No paperwork or appointments required.

2. Local and international payments

Send & receive SEPA Instant for European transfers, & SWIFT international payments to 160+ countries. Your money moves where you need it to.

2. Local and international payments

Send & receive SEPA Instant for European transfers, & SWIFT international payments to 160+ countries. Your money moves where you need it to.

3. Bookkeeping, payroll & tax built in, done on time. Everytime.

Upgrade when it suits you to save even more time and admin. Our bookkeeping and tax specialists work directly with your account. no exports, no reconciliation headaches, just clarity.

3. Bookkeeping, payroll & tax built in, done on time. Everytime.

Upgrade when it suits you to save even more time and admin. Our bookkeeping and tax specialists work directly with your account. no exports, no reconciliation headaches, just clarity.

Young guy checking his bank account on the phone

Open your account in four steps

1. Enter your company details

Provide your UBO information and verify your identity in minutes

2. We process your application

No extra steps needed, we contact you if we need more information.

3. Start sending & receiving funds immediately

Access your IBAN and virtual & physical Mastercard cards right away.

4. Add bookkeeping, payroll & tax when you're ready

If you decide your business needs additional services, we're here to tackle the admin headache of tax returns and quarterly closes whenever you need us.

Your account

Built for entrepreneurs who move fast

A proper Dutch IBAN

A local NL IBAN that works everywhere you'd expect. Pay suppliers, receive payments, set up direct debits—no limitations.

A proper Dutch IBAN

A local NL IBAN that works everywhere you'd expect. Pay suppliers, receive payments, set up direct debits—no limitations.

Mastercard business debit

Physical and virtual cards for you and your team. Pay anywhere Mastercard is accepted, online and in-store.

Mastercard business debit

Physical and virtual cards for you and your team. Pay anywhere Mastercard is accepted, online and in-store.

SEPA Instant transfers

Send and receive euros across Europe in seconds, not days. Available 24/7, including weekends and holidays.

SEPA Instant transfers

Send and receive euros across Europe in seconds, not days. Available 24/7, including weekends and holidays.

International payments

Transfer to 160+ countries with transparent exchange rates. See exactly what you'll pay before you send.

International payments

Transfer to 160+ countries with transparent exchange rates. See exactly what you'll pay before you send.

Multi-user access and approvals

Add team members or your accountant with custom permissions. Everyone sees what they need, nothing more.

Multi-user access and approvals

Add team members or your accountant with custom permissions. Everyone sees what they need, nothing more.

Accounting kept simple

Most founders dread the monthly export-and-reconcile routine. Our optional accounting service works directly with your transactions. No manual syncing, no missing receipts, no delays.

Accounting kept simple

Most founders dread the monthly export-and-reconcile routine. Our optional accounting service works directly with your transactions. No manual syncing, no missing receipts, no delays.

Bookkeeping & Tax

Professional accounting from €80.00/month

When you’re ready for an accountant who actually gets the job done and ahead of time, we make them easy to add. Our team manages your bookkeeping, VAT filings, and annual accounts so you can focus on your business, not your administration.

Real-time insights into your finances

Professional accountants available when you need them

Save hundreds of Euros per annum

Learn more about accounting

Real stories

Happy customers are why we're here

Great experience using the platform.
The process of opening a bank account was very smooth and well organized. The platform is easy to use, and whenever I had questions, the support team responded quickly and clearly. It saved me a lot of time and made the whole process stress-free. Highly recommended.
Martians C
Easy account for ZZP
Neno is great. I was really stressed about my DAFT Visa and opening an account as a ZZP'er in the Netherlands and they made things a breeze. I like having the ease and quickness of technology combined with humans I know I can trust.
Maggie M
Helpful VAT answers
I had a question about my VAT return and got a clear answer within an hour. I didn't expect this level of support.
Alexandra P
Easy Onboarding
The Neno registration process was surprisingly easy. Everything was digital, the steps were clear, and everything was taken care of in no time. Just what a busy entrepreneur needs.
Olena K
Professional Accounting
Yes! Professional accounting included: transactions are processed automatically. Onboarding is streamlined and fast, and I have a clear overview right away.
Marije P
Modern banking
A convenient and modern business account with everything you need. Virtual cards, instant payments, and excellent overview. And affordable accounting is included.
Remon M

Real stories

Happy customers are why we're here

Great experience using the platform.
The process of opening a bank account was very smooth and well organized. The platform is easy to use, and whenever I had questions, the support team responded quickly and clearly. It saved me a lot of time and made the whole process stress-free. Highly recommended.
Martians C
Easy account for ZZP
Neno is great. I was really stressed about my DAFT Visa and opening an account as a ZZP'er in the Netherlands and they made things a breeze. I like having the ease and quickness of technology combined with humans I know I can trust.
Maggie M
Helpful VAT answers
I had a question about my VAT return and got a clear answer within an hour. I didn't expect this level of support.
Alexandra P
Easy Onboarding
The Neno registration process was surprisingly easy. Everything was digital, the steps were clear, and everything was taken care of in no time. Just what a busy entrepreneur needs.
Olena K
Professional Accounting
Yes! Professional accounting included: transactions are processed automatically. Onboarding is streamlined and fast, and I have a clear overview right away.
Marije P
Modern banking
A convenient and modern business account with everything you need. Virtual cards, instant payments, and excellent overview. And affordable accounting is included.
Remon M

FAQ

How long does it take to open an account?

We aim to have your account ready in as little as 3 hours. For some customers, the process can take up to 3 days, but we’re here to help answer your questions at any time.

Will I get a Dutch IBAN?

Yes. You receive a local NL IBAN that works everywhere—pay suppliers, receive payments, set up direct debits.

Is my money safe?

Your funds are held in segregated accounts, separate from operational funds, and protected up to €100,000 under the EU Deposit Guarantee Scheme.

Who can open an account?

Any Dutch BV with at least one director who is an EEA resident. We support most Dutch legal entities including holdings, VOFs, and foundations.

Can I add team members?

Yes. Add employees or your accountant with custom permissions. Issue additional cards as needed.

How do I make international payments?

Transfer to 160+ countries directly from your account. Exchange rates and fees are shown upfront before you confirm.

Is neno a bank?

Neno partners with Swan for payment services. Swan is an Electronic Money Institution regulated by the French ACPR and registered with De Nederlandsche Bank.

Can I use this as my primary business account?

Absolutely. Receive payments, pay suppliers, set up direct debits, and manage cards—everything you need from a business account.

Ready to end that admin headache?

Open your business account in minutes. Add bookkeeping, payroll & tax when you need it.

Book a demo

Ready to end that admin headache?

Open your business account in minutes. Add bookkeeping, payroll & tax when you need it.

Book a demo

Built by a founder who hates admin.

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Proudly European.

Neno Technology partners with Swan for payment services. Your funds are securely managed by Swan in segregated accounts and safeguarded in accordance with EU regulations. Swan is an Electronic Money Institution based in France, regulated by the French ACPR (Autorité de Contrôle Prudentiel et de Résolution) under license number 17328. Swan is authorized to provide payment services in The Netherlands and is registered with De Nederlandsche Bank under registration number R194562."

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Built by a founder who hates admin.

Manifesto

Customers

soon

Pricing

Support

Product

B.V Incorporation

Business Accounts & Cards

Bookkeeping & Tax

Resources