We’ve raised €6.6m to build AI-native financial services for European businesses 🚀

Read the announcement

We’ve raised €6.6m to build AI-native financial services for European businesses 🚀

Read the announcement

We’ve raised €6.6m to build AI-native financial services for European businesses 🚀

Read the announcement

Business Accounts

Business finances that move as fast as you do

Get your Dutch IBAN in hours, not weeks. Pay and get paid instantly. And when you're ready, add bookkeeping that actually works with your business. Stop chasing receipts and start running your business.

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Get started

Open a Dutch IBAN account.

Safe, secure, compliant

Virtual & Physical Mastercards for spend management

Business woman in office environment

Accelerate your business

Money management, simplified

Get a Dutch IBAN

Complete online verification, receive your Dutch IBAN, and start transacting the same day. No paperwork or appointments required.

Send and receive payments worldwide

Make SEPA Instant payments across Europe and SWIFT payments to more than 160 countries from one business account.

Connect all your business accounts

Use Open Banking to connect your existing business accounts and manage all your balances and transactions from one place.

Young guy checking his bank account on the phone

Open your account in four steps

  1. 1.

    Enter your company details

    Provide your UBO information and verify your identity in minutes.

  2. 2.

    We process your application

    No extra steps needed, we contact you if we need more information.

  3. 3.

    Start sending & receiving funds immediately

    Access your IBAN and virtual & physical Mastercard cards right away.

  4. 4.

    Add bookkeeping, payroll & tax when you're ready

    If you decide your business needs additional services, we're here to tackle the admin headache of tax returns and quarterly closes whenever you need us. 

Your account

Built for entrepreneurs who move fast

A proper Dutch IBAN

A local NL IBAN that works everywhere you'd expect. Pay suppliers, receive payments, set up direct debits – no limitations.

A proper Dutch IBAN

A local NL IBAN that works everywhere you'd expect. Pay suppliers, receive payments, set up direct debits – no limitations.

Mastercard business debit

Physical and virtual cards for you and your team. Pay anywhere Mastercard is accepted, online and in-store.

Mastercard business debit

Physical and virtual cards for you and your team. Pay anywhere Mastercard is accepted, online and in-store.

Local & international payments

Send and receive SEPA Instant across Europe in seconds, and transfer to 160+ countries with transparent exchange rates. See exactly what you'll pay before you send.

Local & international payments

Send and receive SEPA Instant across Europe in seconds, and transfer to 160+ countries with transparent exchange rates. See exactly what you'll pay before you send.

Multi-bank view

Connect your other business accounts and see all balances and transactions in one place, without switching between banking apps.

Multi-bank view

Connect your other business accounts and see all balances and transactions in one place, without switching between banking apps.

Multi-user access and approvals

Add team members or your accountant with custom permissions. Everyone sees what they need, nothing more.

Multi-user access and approvals

Add team members or your accountant with custom permissions. Everyone sees what they need, nothing more.

Accounting kept simple

Connect your business account to Neno Accounting to automatically sync your transactions. No manual exports, reconciliation or missing receipts.

Accounting kept simple

Connect your business account to Neno Accounting to automatically sync your transactions. No manual exports, reconciliation or missing receipts.

Bookkeeping & Tax

Professional accounting from €80.00/month

When you’re ready for an accountant who actually gets the job done and ahead of time, we make them easy to add. Our team manages your bookkeeping, VAT filings, and annual accounts so you can focus on your business, not your administration.

Real-time insights into your finances

Professional accountants available when you need them

Save hundreds of euros per year

Learn more about accounting

Coworker in office environment

Real stories

Happy customers are why we're here

  • Neno is great for business owners, very helpful!

    Very helpful! Great for freelancers, entrepreneurs and SMEs in the Netherlands.

    DB

    Dann B.

    Db Advisory

    A smooth onboarding experience.

    Super smooth experience. Onboarding is so easy, no verification issues. This is how business should be done. Looking forward to doing business with Neno.

    JM

    Jaco M.

    Great company, fast onboarding

    Onboarding with Neno was smooth from start to finish. Everything was clear and fast. Cool that they offer bookkeeping and payroll. The sign-up process at Neno was surprisingly simple. And I got called by them directly for customer onboarding and they were very good reachable. Major difference with a large bank. Very recommended.

    LV

    Ludo V.

    Ludo Verlinden Sales B.V.

    Onboarding with Neno was smooth from start to finish. Everything was clear and fast. Cool that they offer bookkeeping and payroll.

    FL

    Floryselle L.

    Xima Concepts

Real stories

Happy customers are why we're here

  • Neno is great for business owners, very helpful!

    Very helpful! Great for freelancers, entrepreneurs and SMEs in the Netherlands.

    DB

    Dann B.

    Db Advisory

    A smooth onboarding experience.

    Super smooth experience. Onboarding is so easy, no verification issues. This is how business should be done. Looking forward to doing business with Neno.

    JM

    Jaco M.

    Great company, fast onboarding

    Onboarding with Neno was smooth from start to finish. Everything was clear and fast. Cool that they offer bookkeeping and payroll. The sign-up process at Neno was surprisingly simple. And I got called by them directly for customer onboarding and they were very good reachable. Major difference with a large bank. Very recommended.

    LV

    Ludo V.

    Ludo Verlinden Sales B.V.

    Onboarding with Neno was smooth from start to finish. Everything was clear and fast. Cool that they offer bookkeeping and payroll.

    FL

    Floryselle L.

    Xima Concepts

FAQ

How long does it take to open an account?

We aim to have your account ready in as little as 3 hours. For some customers, the process can take up to 3 days, but we’re here to help answer your questions at any time.

Will I get a Dutch IBAN?

Yes. You receive a local NL IBAN that works everywhere – pay suppliers, receive payments, set up direct debits.

Is my money safe?

Your funds are held in segregated accounts, separate from operational funds, and protected up to €100,000 under the EU Deposit Guarantee Scheme.

Who can open an account?

Any Dutch BV with at least one director who is an EEA resident. We support most Dutch legal entities including holdings, VOFs, and foundations.

Can I add team members?

Yes. Add employees or your accountant with custom permissions. Issue additional cards as needed.

How do I make international payments?

Transfer to 160+ countries directly from your account. Exchange rates and fees are shown upfront before you confirm.

Ready to end that admin headache?

Open your business account in minutes. Add bookkeeping, payroll & tax when you need it.

Book demo

Ready to end that admin headache?

Open your business account in minutes. Add bookkeeping, payroll & tax when you need it.

Book demo

Ready to end that admin headache?

Open your business account in minutes. Add bookkeeping, payroll & tax when you need it.

Book demo